Need an appraisal in COLUMBIA or Richland County?

The top reasons SC homeowners order from Barczak & Associates, Inc.:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a SC divorce, when real estate property needs to be divided
To settle an estate in SC by determining the true market value of property in question

Do you own a home in or near COLUMBIA? Do you need help determining the value of your real estate?
Contact Barczak & Associates, Inc..

At Barczak & Associates, Inc., we understand the special needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Barczak & Associates, Inc., we're experts in helping homeowners just like you abolish unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is going down. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from Barczak & Associates, Inc. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Barczak & Associates, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Barczak & Associates, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Barczak & Associates, Inc. can help you with that. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.